Happy Monday everyone! I hope you all had a great weekend. I had a lot to do this weekend. Went bridesmaid dress shopping for my friend’s wedding and that was a lot of fun. We also spent time with friends and started planning our New Orleans couples’ vacation for August. Anyone have any tips on what hotel we should stay at and places we MUST visit?
We haven’t really thought about houses this past week. Our house definitely isn’t ready to be put up for sale yet, and we are not in a rush to buy anytime soon for many reasons. We still like our current house and have other things we want to do with our money for the time being. But if that perfect house does come up for sale, then we are jumping on it since we are starting to think that it’s going to be difficult to find our perfect house.
We are thinking about possibly buying a house on a lake too. Any negatives for that? I’m sure there’s something that we just can’t think of…
I plan on doing an update post for my student loan payoff plan that I some months ago. We most likely won’t completely pay off my student loans this month. I calculated my payoff plan and if I paid off my student loans this month, then I don’t think I would be as comfortable with my emergency fund as it would take a larger chunk from that. I’m going to estimate that there is a 99% chance that I will have my student loans completely paid off by the end of April though.
I don’t think we did too much spending this past weekend, as I can’t even think of anything. We do plan on going shopping for new clothes for W, as lately he’s only been buying work clothes and doesn’t have much for Spring (or so he says…). I’m not sure how much we will spend but I estimate it’ll be somewhere around $200 to $300.
Also, have you ever heard of Save1? Here’s an excerpt from their website:
The company offers coupons and deals. Whenever you use one of their coupons or their deals, then your purchase also provides a meal to a child who needs it. Isn’t that awesome? I saw some other blogs talk about this company as well and I had to look further into it because it just seemed very interesting. Save1 offer many coupons and deals to a ton of retailers (most likely a retailer that you use a lot), so why not search through their website so that you can help someone else at the same time?
But how does this work? It says on their website that when they receive a commission for you using a coupon or deal through their website, that they in turn take a portion of this commission and donate it. So you save money and help others at the same time. AWESOME AWESOME AWESOME. Check them out now!
I received approximately $1,033 in payments so far for March. I also received $325 in rent from my sister for a total of $1,358 for the first 9 days of March. It’s kind of a slow start but I’m waiting on payments from several people still (and for a lo I get paid on a net-45 or net-60 basis) so that should bring March back up to where it normally is.
Affiliate income is still going really great and I’m glad I started working on this. I do have bigger plans for this and hope to see this area of my extra income to continually increase. It does stink that I have to wait so long for affiliate payments but I am fine with waiting 45 to 60 days How have you been doing with your affiliate income? Are you trying to grow this?
Me and my friend are still working on our business plan but are stuck on a name for the business. We have been trying to think of a name for what seems like forever and I don’t know if we will ever think of one that we love!
Another meal plan this week! We’ve been doing AWESOME with eating in and have been loving it. We went out to eat the other day but had a gift card (thanks to my wonderful sister!) so it was essentially free. We also went out for drinks with friends over the weekend but that was surprisingly under $75 so we were pretty happy with that too. How are you doing with your food budget?! If you have any tasty looking recipes from last week, please share your blog post in the comments so that I can add it to my meal plan for future weeks
Haven’t made any wedding plans lately. Haha I’m horrible with this! We really need to sit down with W’s family and start doing this. However, when I went bridesmaid dress shopping it really made me want to start planning things because I definitely fell in love with a couple of wedding dresses when we were looking around.
I have been doing great with being more healthy. As you can see in the first picture in this post, I am working on eating more fruits and vegetables. For snacks, I am working on eliminating all unhealthy foods (well, as much as I can. I love donuts and chocolate covered pretzels) and switching to plates of blueberries, strawberries and the like. I went to Aldi the other day and was able to get 12 kiwis, 2 boxes of cherry tomatoes, 2 boxes of blueberries, bananas and apples all for LESS THAN $10. Talk about awesome, right?!
I have also been running a lot lately and run at least a couple of miles everyday. The weather is starting to get nicer so I plan on running outside with my dog more also. I’m really wanting to become more healthy and honestly to look like my normal self. Need to lose probably 10 pounds of fat and gain a ton of muscle!
Happy Monday everyone! It’s already March and I still can’t believe that 2013 is flying by so quickly. Life is still great and I feel like it gets better every single day. Also, good luck to whoever reads this super lengthy post, it’s definitely a whale of a post.
In February, I made $5,983 in extra income, after expenses. In case you are new to my blog, “Extra Income” consists of all income that I make that does not include my salaried job that I have in the financial services industry (my job has nothing to do with personal finance just as an FYI). Extra income also does not include any money that W makes, as he doesn’t do anything for extra income and is mostly commission at his work (so it fluctuates every month anyways).
I will say that this is not all super easy. None of it is. I spend enough time to make this a full-time job on top of my already full-time job. Luckily, I do enjoy what I’m doing so it’s not like I’m dreading anything. My goals that I have are also a great motivator. I just keep thinking about how badly I want my student loans gone, and also how badly we want a new house next year. Read further on my Extra Income page.
This is for the month of February and after fees and expenses (expenses were a little over $1,000 and include payments for staff writing on my blog and on FITnancials, PayPal fees, deposit on a new blog design, etc.) being taken out. February’s number above includes rent.
February was yet another great month. No, I did not beat the $6,523 I made in January, but it’s mainly because I’ve been focusing more on affiliate income, and I don’t get paid for my affiliate income until either March or the middle of April (there’s a 45-60 day wait on most of my affiliate payments). I don’t count extra income unless I actually receive the payment. Also, I had a decent amount of expenses in February for my blog and this ate up some of my income. I’ve come a long way from the just last year when I was ecstatic about $50 in extra income in a month.
If there were no expenses, then I would have made $7,000 in extra income in February!
Our good friends got married over the weekend and we spent a lot of time with good friends. It was a pretty cheap weekend also which is always nice!
We looked at more houses online but didn’t really see anything that we like still. Luckily we’re not 100% ready to buy right now so I’m glad we don’t like anything!
I don’t know if any of you have even noticed, but I deactivated my blog’s Pinterest profile a couple of days ago. Lets just say that I had a mini freakout. The other day I noticed that I was replying to my friends pins on Pinterest under my blog profile (and not my personal). Some of my friends know I blog, but none know the name Making Sense of Cents. However, this friend is someone who I am very close to and I haven’t told her that I blog at all. So of course I naturally freaked out because my blog link is in my blog’s Pinterest profile. I plan on reactivating it this week, but I’m just hoping she doesn’t find it (I did delete all the comments that I left her). What a close call! As you can tell, I’m still not fully ready to have my friends read my blog. It’s still all very personal! Sometimes I do wish I wasn’t such an anonymous blogger.
We did do some spending this weekend but not a whole lot. I spent $70 at the store and bought some clothes, but I plan on returning some of it as I didn’t like it anymore after I tried them them on when I got home.
We also did buy a curl bar and weights for it, which cost $86. We had $30 in rewards thankfully or our total would have been more than $100. Still a lot, I can’t believe how expensive fitness equipment are.
I received approximately $1,121 in payments in the past week. I do think this last week of the month will go out with a bang as I usually get paid in the last week for several assignments.
Affiliate income is going really great and I’m glad I started working on this. I do have bigger plans for this and hope to see this area of my extra income to continually increase. A couple of days ago some of you had your Page Rank decreased, and this only gives me more motivation. How have you been doing with your affiliate income? Are you trying to grow this?
My friend came in town and we talked about our future business plan. We are doing some major research first and luckily with the job I currently have, I research companies and industries all day long and can get this done pretty quickly since I know where to look for reliable resources (and have access to all of these resources).
She did mention a website that I’ve never heard of called Kickstarter. Have any of you ever used it? Apparently from what I remember is that you can fundraise money for your future business. Nevermind, I thought it was a something similar to peer to peer lending for entrepreneurs.
We have a meal plan this week! I found some really tasty looking recipes and am excited for our meals for this week. I bought enough groceries for the next two weeks and I’m pretty excited about this. Our fridge and pantry are SO packed and I hope we actually eat nearly all of this instead of letting things go to waste like usually.
We have been doing really good with eating in. We went out to eat this past weekend (but not during the week) and ate and drank pretty cheaply. How are you doing with your food budget?! If you have any tasty looking recipes from last week, please share your blog post in the comments so that I can add it to my meal plan for future weeks
I haven’t made any new wedding plans recently. There are just so many other things going on that I’m just not worried about the wedding. I’d rather save the planning for when I have time to have fun with it and am actually awake! Also, a lot of people have asked (yes, I actually get e-mails about this) why we are waiting so long to get married. Honestly, as I’ve said before, getting married wouldn’t change anything for us (except the legal aspect), as we are already completely open about everything and committed. However, I AM excited to plan a fun party where I get to have fun with all of the people that I love. I have been considered a part of W’s family since day 1 and love being able to be a part of such a wonderful family.
Some of you have asked that we share our engagement photos, and trust me I will. So sometime in May look out for those pictures because those will be good
This is probably the best category in my weekly blog posts. I’ve been doing pretty good with this. Having the treadmill in our basement is nice and I try to squeeze a mile in whenever I have some time to spare (such as between writing blog posts, making dinner, etc), along with designating time after work every now and then.
We also bought a lot of fruits and vegetables last night and I don’t think we bought any snacks. We are really wanting to be more healthy. I have a goal to lose 5 pounds but also to get more toned all over. I really need to start a workout plan and a more clean food plan.