I Live in a 175 Square Foot Tiny Home – Sailboat Living

I Live in a 175 Square Foot Tiny Home - Sailboat LivingBack in August, I published Living In A 200 Square Foot Tiny House – Could You Do It? At the end, I asked if anyone was interested in taking part in an interview about their tiny home. Well, guest what? Someone said yes! 

I was able to interview the amazing Melody at Saving To Sail. She lives on a 175 square foot “tiny home” sailboat with her significant other and their 50 pound dog. It’s definitely a great read. Enjoy!

Hi, my name is Melody and I live on a sailboat.

Wow, that sounds like an introduction at a group therapy session! I’m sure some people secretly think to themselves that I need therapy once they learn that I, along with my significant other Chris and our 50lb Dutch Shepherd, have less than 175 square feet in our boat cabin! [Read more...]

Money Advice I Would Tell My Younger Self

Money Advice I Would Tell My Younger SelfI realize I’m still young since I am only 25 years old, but there are still several things I would tell my younger self about money.

I definitely was not great with money when I was younger. I made many money mistakes that led to me wasting thousands upon thousands of dollars. I cringe about the money I wasted, but I know that I learned from these mistakes and I am improving my financial life each and every day.

Everyone makes mistakes. The key is to learn from your mistakes and make an effort towards not making the same mistakes again. Dwelling in the past won’t fix anything, but it can be a good reminder so that you don’t fall victim to the same money mistakes over and over again.

Below are seven things I would tell my younger self:

 

1. Stop buying clothing!

I spent way too much money on clothing when I was younger. For the most part, they were all items I never even wore, or I only wore a few times.

A COMPLETE waste of money.

From about the ages of 16 to 21, I worked as a full-time retail store manager, which meant I was surrounded by clothing 40 hours each week. It was hard not to buy anything, and I often spent thousands upon thousands of dollars on clothing items each year that I did not need.
[Read more...]

7 Things I Won’t Cut From Our Budget To Save For a Down Payment

7 Things I Won't Cut From Our Budget To Save For a Down PaymentAs most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now.

Some of you have asked why we’re waiting to buy a house and why we’re not moving right away.

Well, we still have to save for our down payment.

We would like to put around $100,000 on our next home (GAH that is scary to even think about), and that means we really need to buckle down and start saving since we still need to save for retirement as well.

We need to save money so that we can go to Colorado a decent amount and find our dream home. I don’t want to buy a home or live in a brand new town that I haven’t researched or visited at least a few times.  [Read more...]