Should You Outsource Tasks To Make Life Easier?

Should You Outsource Your Life And Household TasksOutsourcing is something that has taken me awhile to start doing. While I know that in many cases it is a need, for a long time I did nearly everything myself.

However, I recently started to notice that I was working 12 hour days, nearly every single day, and that I was getting snappy whenever someone asked me something because I was SO FOCUSED on working.

Even when I wasn’t working, I was still tired and thinking about work. People aren’t kidding when they say that the self-employed really never get a day off. Even though I absolutely love what I do, thinking about your business/job 24/7 just cannot be healthy.

A break every now and then is needed.

Lately though, I feel like I have had more time than ever. I have been eating very healthy, working out more, and I have had actual days off.

And it’s all because of outsourcing! [Read more…]

3 Key Factors To Consider When Comparing College Costs

3 Key Factors To Consider When Comparing College CostsHello! Please enjoy this post from a blog friend.

College is often the first financial decision many young adults make.

Unfortunately, for many, it is often the most expensive decision after factoring in repayment terms and cost of interest.

While many may have a first choice of school they’d like to attend, students should objectively compare college costs in order to determine what will be the best fit in the long run.

Here are three key factors to consider when comparing college costs.

 

Scholarship Considerations

Depending on the size of school, competition for admission, and where the school is located a student may be granted more aid at one institution than another.

It is up for the student to weigh scholarship costs with coming out of pocket or taking out student loans to make up the difference at another school that may not offer as much aid! [Read more…]

Why I’ll Never Buy A Timeshare

Are Timeshares Worth It Why Are Timeshares BadLately, I’ve been hearing about more and more people buying timeshares.

Someone I know recently dropped $15,000 on a timeshare. I know of another person who has bought multiple timeshares with their student loans. I recently read on Facebook that another person is trying to sell their timeshare for $1, and there aren’t any takers yet.

Sure, I have an open mind and perhaps sometimes timeshares are an okay idea, so I won’t completely discredit them. However, I’ve never met someone who bought a timeshare and was happy with their purchase years down the line.

I’ve only heard horror stories about timeshares.

Due to this, I’ve never really understood the appeal of timeshares.

And I’m not sure I ever will. [Read more…]

Feeling Stuck And Unmotivated When It Comes To Your Finances?

How To Get Out Of A Financial Rut And Get MotivatedDo you currently feel like you are stuck in a financial rut?

Maybe you are trying to reach certain financial goals but you feel like you aren’t getting any closer. Or perhaps nothing is going the way that you thought it would and you don’t know what to do next.

At one moment you may feel completely amped and positive about your financial situation and your goals, and the very next you may feel completely unsure about your whole plan.

Finances take up a huge part of a person’s life and it can sometimes feel like it’s impossible to change your situation.

Whatever you are currently experiencing, I want you to realize that this can happen to the best of us. Even though you currently feel stuck, you can still regain the motivation you once had and finally move on.

Below are the different actions you might want to take so that you can get out of a financial rut and improve your situation. It is very possible to get out of your rut and become successful with your financial goals. [Read more…]

4 Reasons To Make Extra Money – It Changed My Life And It Can Change Yours Too!

4 Reasons To Make Extra MoneyHere on Making Sense of Cents, we talk a lot about making extra money.

While I am all about a person cutting their expenses (this is one of our main goals this year), there is a lot to be said about using your extra time to make extra money.

Due to my past side hustles (most of which now comprise my full-time business), I was able to pay off my student loans completely, travel, quit my job, start my own business, and more.

Side hustles have completely changed my life for the better, and this is why I think more people need to look into making extra money on their own.

Even if you think you don’t have enough time to make extra money, I’m sure you have at least a few hours each week. Dedicating something as little as a few hours each week can still mean enough time to make extra money each week.

If you are wondering what you can do to make extra money, check out the related posts below:

Below are four reasons you should be making extra money. [Read more…]

Is Your Laziness Costing You Money?

9 Ways To Waste Your Money By Being LazyLately, I feel like I haven’t been as frugal as usual.

I’ve been letting little things slip and it’s mostly because I’ve been more lazy about being frugal.

After adding up how much money I’ve wasted over the past month, I’ve realized that the amount has been a few hundred dollars already!

I have been blaming this on the move and the fact that we’re still settling into our new town, but in reality it’s just been because of laziness.

I can’t be alone when it comes to wasting money due to laziness though. I’m sure there are many ways that even YOU may waste your money by being lazy if you think hard enough.

However, let’s change that today!

Below are nine ways you may be wasting your money by being lazy. [Read more…]