4 Ways To Become A Successful Freelancer

In August of 2011, I started blogging online. I quickly found out that I loved blogging and the whole blogging community. I was working full-time at my financial analyst job, and at that time I had no intention of quitting to freelance online full-time.

In 2013, my online business was growing quicker than ever. I started to list out the positives and negatives of each so that I could try to decide what I wanted to do. I realized I loved what I was doing online, and that my freelancing side hustle had a lot more benefits than my day job did. I decided to start taking actionable steps towards leaving my day job and freelancing online full-time because of this.

My last day at my day job was in October of 2013. These past several months have been a wonderful time and I truly love being self-employed.

I honestly don’t think I could ever go back.

Continue reading about 4 Ways To Become A Successful Freelancer at Vosa.com…

Would You Rather Work For Less Money Or More Money?

Would You Rather Work For Less Money Or More Money?Okay, the question in the title of this article isn’t as easy or even as clear as it sounds. I’m sure everyone would take a job for more money if there was nothing different between the two jobs.

My question today though is a little different.

Would you follow your passion if it meant you were to make less money? Or would you rather work in a position that you really hate so that you can earn more money?

When I decided on my college major, I decided on something that I thought would bring me to a corporate job so that I could make money. I really had nothing else on my mind. I thought having a “safe” major would make me happy enough in life.

Boy, was I wrong! Yes, I had a comfortable job, but I wasn’t happy.

After three years of working as a financial analyst, I knew it just wasn’t for me. Yes, even though I make a very comfortable income right now, my last job was much “safer.”

I was on track to become President at the company, I had a good salary, I received good benefits, and I knew the job and the company weren’t going anywhere.

However, even with all that safety, I wasn’t happy. Instead, I wanted something that I actually enjoyed. I also wanted to do something that would allow me to have a flexible schedule and do other things that I enjoy outside of work.

Even though I love working as a financial blogger and freelancer, I don’t think I could ever go back to a financial firm as an analyst (or any position at a firm). It’s just not what I enjoy. In fact, yesterday I received an email from a headhunter asking me if I would like to take a senior level position at a local financial firm (it’s a big firm with over 100 employees). I had to laugh and file the email away because even though they were offering a hefty salary and even a signup bonus, I knew I was not interested.

Not everyone is the same, and I know many people who are pursuing jobs with a higher income. I also know of many people who are pursuing jobs that they love that pay less.

Below are a few positives and negatives for each side of the argument.

 

Less money may mean a delay in reaching financial goals.

If your main goal right now is to pay off debt as quickly as you can, then you may be interested in working towards making as much money as you can. That may mean working a job you hate, working long hours, working multiple jobs, and so on.

When I wanted to get rid of my student loans as quickly as possible, I wasn’t interested in pursuing my passion. I was interested in eliminating my debt as quickly as possible so that my life could actually “begin” on my debt payoff date.

I was working 100 hour weeks for years. I was going to college, working my day job, and working my side hustles for what seemed like forever. In the end, it all paid off. Luckily, I didn’t have too much student loan debt, so I didn’t have to struggle for a very long time.

However, if you are interested in pursuing your passion, then it may mean that you have to delay your financial goals or even put them on hold. It may take you a little bit longer to reach your goal, but you have to weigh the positives and negatives and you may find it worthwhile (or not).

 

A lesser paying job may mean more time.

Following your passion can also mean that you take a job that allows you to pursue your passion in your free time. Even if it’s not a job that you absolutely love, you might decide to take a job for less money because you are able to pursue your passion outside of your normal work hours.

You might have more vacation time, a better and/or more flexible schedule, a less stressful job, or something else.

For me, I’m all about having a flexible schedule. That is one of the biggest positives for me of the freelancing that I do right now. I love freelancing, but I also love that it allows me to be in control of my day.

If I want to ride my bike on a beautiful trail at noon, I can. If I want to go out to lunch with my friends, I can. I am no longer bound by my work day.

 

Following your passion may mean that can’t retire until later. 

If you are wanting to retire quickly, then choosing a job with less money will not get you there as quickly. I’ve heard of many people taking a job that they absolutely hated, working it to death and then retiring very early.

I don’t think that route is for me, but I can understand why others would choose it. If you “only” have to suffer for a decade or two and then you get to have the time of your life, that would be very tempting.

If you decide to work your passion, you may find yourself working for much longer. Following your passion doesn’t always equal less money, but in many cases it does.

This leads to…

 

Would You Rather Work For Less Money Or More Money?

You may never have to work a day in your life though.

Following your passion might mean that you never actually work a day in your life.

If you truly love what you are doing, is it actually work? Or are you just having a great time?

Following your passion can be great because you are doing what you love to do, and you actually look forward to work. If you are going to spend one-third of your life working, then why not do something that you love?

 

What would you rather do? Take a job you hate for more money, or take a job you love for less money?

 

Images via Flickr by TaxRebate and donireewalker

 

Six Questions To Know More About You

Six Questions To Know More About YouHello everyone! I hope everyone is having a great week. I recently realized that I haven’t done a Question and Answer post with all of you in a long time.

As always, I love hearing more about all of you.

Answer the questions below (skip any if you would like) and lets all get to know each other a little bit better.

1. What’s your name, and what do you do for a living?

Well, I’ll start off with an easy question. In case you didn’t know, my name is Michelle. For some reason, people don’t think that’s my real name, but it is! Even though I started off “anonymously” blogging, I always used my real name.

I am currently a full-time freelancer.

I have been freelancing for a few years now, but I just recently switched to only freelancing in October of 2013 when I left my day job to pursue this full-time. I provide a wide range of services. These include: managing my own websites (I have several); managing websites for others; staff writing; social media management; and more.

2. Do you want to follow your passion? If so, what is your passion?

This is my passion. I really enjoy what I do and I’m still happy that I left my day job to do this full-time. I don’t ever see myself going back and working for someone else again! :)

Read Pursuing What I Love or What Brings in the (Stable) Money if you are interested in hearing more about this topic.

3. How much debt do you have?

My student loans are completely paid off (thanks to side hustling), but we do still have a mortgage.

We are not trying to pay it off quickly though because we do plan on buying a home within the next 2 years. I believe our mortgage right now sits at around $112,000. We live in St. Louis where housing is very cheap.

4. Where do you want to live? Do you live in your dream location?

Right now, we live in St. Louis. Around one year ago, we were looking to sell our current house and buy a second one in the St. Louis area, but we decided to stop.

While we do love the St. Louis area, we have been thinking a lot about moving to a different state.

At first, we were thinking about moving to Florida (Florida is still at the top of our list), but now we are really interested in Colorado. We went on a 2 week road trip and saw a lot of Colorado, and it made us really interested in moving to the state. There are just so many amazing outdoorsy things to do there and the weather is wonderful.

What’s your favorite town in Colorado? If any of you live there, where would you recommend?

We want a place with a nice view, a place that is safe, good schools in the area (we do plan on having children in the future), and somewhat nice weather. We’d prefer it to not be 30 or 40 degrees in the summer time! :)

5. What are your summer vacation plans?

We have done a good amount of traveling so far this summer. We went to Colorado for two weeks in June, and we just got back from an 8 day cruise to the Caribbean in July.

Wes is going on a week long hike with a friend on the Colorado Trail (they’re not doing the whole trail as it’s around 500 miles), but they do plan on doing as much of it as they can.

Then, we are going to Belize to meet with a potential client of mine in the next few weeks.

Lastly, we have FinCon which is in the middle of September in New Orleans. Wes is coming with me because he is in the beginning stages of creating his own website. I am excited to share his blogging journey with all of you and I can’t wait to share his website.

I’m loving all of the traveling that we have on our calendar for the next few months. We will be quite active. However, I am a homebody and I usually get home sick haha!

6. Would you rather have a part-time job or a side hustle?

The other day I published an article about why I started a side hustle over a part-time job. Different people have their own preferences, but for me, I am happy that I started a side hustle.

My side hustle eventually led to me freelancing online full-time, and I am now having the best time of my life. I wouldn’t change a thing!

Read my article on my other blog Why I’d Rather Have A Side Hustle Than A Part-Time Job.

Answer away!