Life Without Cable – Start Saving More Money Today

How To Cut Cable - My Tips For Cutting Cable TodayA few months ago, we finally got rid of cable. Since cutting cable out of our lives, we haven’t missed it one bit.

We are still watching all of our favorite shows, we can still watch the news, and we don’t feel like we’re missing out on anything at all.

There has only been one time when I wished we still had cable and that was so that I could watch the newest season of Walking Dead. That will eventually come out on Netflix though, so I can wait for that – no problem at all.

According to NPD Group (a market research company), the average monthly cable bill in 2015 is expected to be $123. By the year 2020, the average cable bill is expected to be around $200 a month.

That’s a lot of money.

That’s $1,476 for 2015 alone. By 2020, the average annual cable bill would then be $2,400.

I know of many people who spend much more than this as well, such as someone who recently told me that they spend over $300 a MONTH on their cable bill. While that may seem crazy to you, I have heard of many people who pay this much money and sometimes even more for cable.

By learning how to cut cable, you could save thousands of dollars over your lifetime. That money could be better spent on retirement, traveling, family, and more.

Below are different areas that some of you have wondered about when it comes to cutting cable. Continue reading to learn how to cut cable today. [Read more…]

Should You Outsource Tasks To Make Life Easier?

Should You Outsource Your Life And Household TasksOutsourcing is something that has taken me awhile to start doing. While I know that in many cases it is a need, for a long time I did nearly everything myself.

However, I recently started to notice that I was working 12 hour days, nearly every single day, and that I was getting snappy whenever someone asked me something because I was SO FOCUSED on working.

Even when I wasn’t working, I was still tired and thinking about work. People aren’t kidding when they say that the self-employed really never get a day off. Even though I absolutely love what I do, thinking about your business/job 24/7 just cannot be healthy.

A break every now and then is needed.

Lately though, I feel like I have had more time than ever. I have been eating very healthy, working out more, and I have had actual days off.

And it’s all because of outsourcing! [Read more…]

My Review of GeekStok.com

Screen Shot 2015-03-29 at 11.34.30 PMRecently, I had the opportunity to review a relatively new website that goes by the name of GeekStok. GeekStok allows users to play the real stock market with the ability to win real money.

Using GeekStok allows users to test their investment skills by playing in a virtual stock market. The thing is though is that the game seems very real, as they use real companies with their real stock prices.

GeekStok is run with actual money. From their website: [Read more…]

3 Key Factors To Consider When Comparing College Costs

3 Key Factors To Consider When Comparing College CostsHello! Please enjoy this post from a blog friend.

College is often the first financial decision many young adults make.

Unfortunately, for many, it is often the most expensive decision after factoring in repayment terms and cost of interest.

While many may have a first choice of school they’d like to attend, students should objectively compare college costs in order to determine what will be the best fit in the long run.

Here are three key factors to consider when comparing college costs.

 

Scholarship Considerations

Depending on the size of school, competition for admission, and where the school is located a student may be granted more aid at one institution than another.

It is up for the student to weigh scholarship costs with coming out of pocket or taking out student loans to make up the difference at another school that may not offer as much aid! [Read more…]

Why I’ll Never Buy A Timeshare

Are Timeshares Worth It Why Are Timeshares BadLately, I’ve been hearing about more and more people buying timeshares.

Someone I know recently dropped $15,000 on a timeshare. I know of another person who has bought multiple timeshares with their student loans. I recently read on Facebook that another person is trying to sell their timeshare for $1, and there aren’t any takers yet.

Sure, I have an open mind and perhaps sometimes timeshares are an okay idea, so I won’t completely discredit them. However, I’ve never met someone who bought a timeshare and was happy with their purchase years down the line.

I’ve only heard horror stories about timeshares.

Due to this, I’ve never really understood the appeal of timeshares.

And I’m not sure I ever will. [Read more…]

Feeling Stuck And Unmotivated When It Comes To Your Finances?

How To Get Out Of A Financial Rut And Get MotivatedDo you currently feel like you are stuck in a financial rut?

Maybe you are trying to reach certain financial goals but you feel like you aren’t getting any closer. Or perhaps nothing is going the way that you thought it would and you don’t know what to do next.

At one moment you may feel completely amped and positive about your financial situation and your goals, and the very next you may feel completely unsure about your whole plan.

Finances take up a huge part of a person’s life and it can sometimes feel like it’s impossible to change your situation.

Whatever you are currently experiencing, I want you to realize that this can happen to the best of us. Even though you currently feel stuck, you can still regain the motivation you once had and finally move on.

Below are the different actions you might want to take so that you can get out of a financial rut and improve your situation. It is very possible to get out of your rut and become successful with your financial goals. [Read more…]