I won’t say the dollar amount (yes, I am embarrassed), but it was a ridiculous amount. With our work computers, we could check how much money each of the employees spent just at that one store alone, and one of the girl’s I worked with had a dollar amount of over $12,000 since she started working there.
According to data from the Bureau of Labor Statistics, the average person in the U.S. spends around $1,700 on clothing each year. Even this amount sounds like a lot to me.
Since I left that job, I have learned how to properly shop and budget for clothing. I don’t spend anywhere near the amount that I used to spend, and I don’t think I even spend $1,700 a year either.
Here is what you can do to lower your clothing spending expenses:
Washing and taking care of your clothes helps keep them in good condition for longer. Those tags on the inside of your clothes aren’t just for decoration, you should actually read and listen to them!
Wash dark clothing with darks, whites with whites, dry clean items when needed and so on. It doesn’t take too much extra effort, so stop being lazy.
When I say “buy quality,” I don’t mean that you have to spend $100 on a T-shirt.
It mainly just means that you should shop smart. Look at the tags before you buy clothing and see if they are using quality material. A good quality item should last you multiple washes, not just one or two.
If I know for a fact that I will only wear a clothing item once or twice, then I usually don’t spend a lot of money on it.
It’s just not worth it to me to spend $75, $100 or $200 on something worn once. If I want something trendy, I usually head to stores like Forever21.
Websites like RetailMeNot have saved me a lot of money. All I have to do is type in the company name plus “coupon” in an online search and usually several coupons will pop up. Takes about one minute and usually I save anywhere from $10 to $50.
If you have clothes that you no longer wear, sell them! You can then put this money towards future clothes so that it’s sort of like a revolving cycle.
A few weeks ago, I sold a bag of clothes for $75. It didn’t make me rich, but I put it back towards my clothing budget.
If you can’t control your spending, then you probably shouldn’t bring a credit card with you. You might want to think about only bringing cash or a prepaid card with you.
The Emerald Prepaid Mastercard (if you want more info on the Emerald card, click here) can help you spend smartly because you can only spend what you have. With credit cards, many people come across the problem of overspending.
Below are more details on the H&R Block Emerald Prepaid MasterCard:
Today, I have the pleasure to partner with H&R Block to give away a $200 H&R Block gift card to one of my readers. H&R Block has asked me to help promote the Emerald Prepaid MasterCard. The prize was provided and will be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the U.S. only. No purchase necessary in order to win prize. Winner to be chosen at random via Random.org
Also, they have asked me to share clothing I’ve been loving lately – I don’t shop as much as I used to, but I still do a lot of online “window” shopping. My favorite online stores include LuLu’s, Spool72 and Modcloth. Below are some possible dresses I found that I LOVE (the below are all from Modcloth), and I also found some more outfits I like and I pinned them on my Pinterest board – to go along with the giveaway below
There are three possible ways to enter, and all you have to do is answer the questions below. You can do one, or all three.
It was still a little cold, but luckily it’s supposed to be around 75 degrees tomorrow and Tuesday. Don’t worry though because this awesome weather goes away and on Wednesday it is supposed to snow.
We plan on going to Elephant Rock (around 1.5 hours away) today, have you ever been? Do you know of any good hiking or outdoor spots in Missouri that we may be interested in?
We still have the squirrels. I’m sure everyone is annoyed of me talking about them, but it’s pretty much all I’ve been thinking about lately. I think we are going to ask for a refund from the pest company, because we thought the squirrels would have been gone by now and I’m really nervous that there are going to be babies soon.
Wes talked to a new person the other day (he used to work with this person at a different job) and he said he could get the squirrels the first day, and it sounded like he had a much better plan. Plus, this guy is going to do it for around $300 cheaper since he’s just going to do it on the side.
They are starting to get louder, and birds have moved into the soffits as well because they have destroyed so many, so now we are in an extreme rush to get them out.
It was another expensive week. Our annual personal property taxes for one of our cars came in, and it was expensive! It was over $1,000 just for the Jeep, and it didn’t even have the Camaro on it (it will be on next year’s personal property tax).
I also bought a new pair of running pants and a new pair of running shoes, because I haven’t done so in FOREVER. It’s probably been years since I’ve bought a good pair of running shoes, mainly because I was always so cheap about it before because I was never really committed to working out. However, I have now been working out almost religiously so I figured it’s time to splurge on a nice pair of pants and shoes.
We also bought a Sam’s Club membership and stocked up on a lot of food there. We noticed that a lot of things that we were wanting were significantly cheaper at Sam’s Club (we looked at their prices online) than the grocery stores near where we live.
For example, Sam’s Club had chicken for around $2.50 per pound, whereas at the grocery store near me it is usually $5 or $6 per pound. We were also able to save on many other food items (granola bars, nuts, fruit, drinks, etc.).
The membership was $100 though because we bought the “Plus” membership. They said we could get it refunded and get the cheaper membership for $100 if we found that we didn’t use it enough within the first year.
Do any of you have a Sam’s Club (or CostCo) membership? Have you found it useful?
Business has been really good in March so far, and I have a really good feeling about the rest of the month. I even have some short-term jobs (mainly short-term website management) already scheduled for April and May, which is awesome!
If anyone needs any help, check out my Hire Me page and let me know what services you are interested in.
I have been doing okay with being healthy, but I do think I could be doing a little bit better. I think I worked out two times last week, but that also doesn’t include the park walk (we walked our dog for over an hour) or the hour long bike ride over the weekend. I’m hoping to get back into the workout habit this week.
We also haven’t been doing the greatest with eating at home, which kind of stinks. If you have any delicious, but still healthy, recipes, please share them below! I just haven’t been in the cooking mood lately.
There are still so many things that we need to do. Our wedding is a little less than 3 months away now, and I can’t believe it. I still need to create a wedding website. If you were a wedding guest, what would you want to see?
I registered online at Target the other day, but we may head into Target to register for items that we know for a fact are in-store so that we don’t cause any problems for people who only like to shop in a store instead of online. I mainly registered for home office things because I couldn’t find anything else that we would need.
We are thinking about registering at REI (for camping supplies – tent, chairs, pots, pans) as well, but a few people have told us that it is tacky and that we should only be registering for kitchen stuff. WE HAVE KITCHEN STUFF THOUGH!
More often than not, you would hear about structured settlements from insurance or financial agencies when some claim agreement needs to be reached by one or more aggrieved claimants seeking compensation for an accident or injury. For example, a tort claim – here the arrangement is such that instead of receiving a lump sum amount, the claimant prefers to accept periodic payments at specific intervals or structured phases. Typically the purpose of opting for structured settlement is to reduce various costs, especially legal costs that may be incurred by going through a trial. In case of structured settlement, this can be avoided to a very large extent. However sellers of settlements do face certain problems.