The Smart Woman’s Guide To Investing Success

The Smart Woman's Guide To Investing SuccessHello! Please enjoy this amazing post by a blogger friend.

Women face different obstacles than men do when it comes to investing in the stock market. Right off the bat, they tend to have less in savings because women often take time off to raise children. With years of not earning a salary, there is no money being saved and compounded upon.

In addition to this, women typically outlive men by close to 10 years on average. Therefore, it is important as a woman to invest in the stock market.

Research shows that most women would rather preserve their money by stashing it away in a bank account or other safe investment as opposed to the stock market.

In this post, I am going to show you why this is a bad idea and why you need to become comfortable with investing in the stock market. From there, I will teach you the basics of the stock market so that you can overcome your fear and become a successful investor. [Read more…]

Everything You Need To Know About Emergency Funds

When You Need Money Fast - Learn About Emergency FundsAn emergency fund is something I believe everyone should have. However, according to a report by Bankrate.com, 26% of Americans have no emergency fund whatsoever for when they need money fast.

According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage having the usually recommended six months worth of savings.

This is frightening to me, as having an emergency fund can greatly help a person get through tough parts in life.

For us, we have a large emergency fund.

I’ve always been open about this. I am a rather big worrier about things, and having a large emergency fund gives me peace of mind, especially since we are self-employed and our income can vary from month to month. [Read more…]

How I Paid Off $38,000 In Student Loan Debt In 7 Months

Student Loan Repayment Plan - How I Did It In 7 MonthsLately, I have received many questions asking how I was able to pay off my student loans so quickly. I haven’t talked much about my student loans since I paid them off in July of 2013, but I know many struggle with their student loan repayment plan each and every day.

Due to this, it is a topic I am always happy to cover. Paying off your student loans is a wonderful feeling and I want to help everyone else experience the same.

 

Background on my student loans.

To start off, I am going to provide a quick background on my student loans.

I worked full-time all throughout college. I worked as a retail manager from when I was a teenager until I graduated with my two undergraduate degrees (I was a double major). Then, I was lucky and found a financial analyst position right when I graduated. I took around six months off from college, then I went back to get my Finance MBA, all while still working full-time and building my business.

Even though I worked full-time, I didn’t really put any money towards my student loan debt while I was in college. [Read more…]

We’re Selling Our Home And Moving Into A Rental House

We're Selling Our Home And Moving Into A Rental HouseToday, I am posting an update on our decision to move and our plans for the next several months. 

I know I have been all over the place lately when it comes to what 2015 will hold for us. I think we finally have our plan down though!

We have decided that we will be putting our home on the market in the next few months and moving into a rental house somewhere in Colorado.

We have also decided that we are going to put our home buying process on hold so that we don’t feel as rushed trying to determine where we want to buy our next house (since the towns in Colorado that we like are between 14 and 20 hours away). This will be better for us because we can hopefully then move around in case we do not like the town that we originally move to.

Our plan is to find and move into a rental house in Colorado before we put our house on the market. That way we can be completely out of our current home so that it can be clean and dog free for when potential home buyers come and look at it.

This means that we need to find a rental soon. [Read more…]

Bad Credit Mortgages

I’m all about everyone working towards obtaining a higher credit score. Increasing your credit score is not as hard as some people believe. Watch your spending, decrease your utilization, don’t go into credit card debt, and some few other things, and you will have a great credit score in no time.

[Read more…]

10 Ways To Make Money Online From The Comfort of Your Home

10 Ways To Make Money At Home Online - Make Side MoneyAre you interested in learning how to make money online? In this post I will show you 10 different ways to make money online that YOU may be able to do.

There are many legitimate online careers out there where you can earn a full-time living or at least some side income.

Like I say in every one of my monthly online income reports, I love being able to earn a living online. In addition to the fact that you can actually make money online, other positives include that you can be location independent, your business expenses most likely are going to be low, and you can work from home!

Today I am going to show you how to make side money or a full-time income with the 10 different ways to make money online below. [Read more…]