Hey everyone! My name is Michelle. I am a young professional who graduated from an expensive private university in May of 2010 with a lot of student loan debt. I then graduated again in August of 2012 with my Finance MBA with even more student loan debt. I currently work full-time in the financial services industry and have been working full-time for nearly 8 years now, with three years in the financial services industry.
I blog somewhat anonymously (I don’t post a lot of pictures of myself, but I do post pictures of everything else around me), and you can read this post here, to find out why. Most of my friends and family know about my blog now, so I guess I can no longer be anonymous! I also made a post so that you can get to know me, so read that here! Read #Tag: Getting to Know the “Person” Behind the Personal Finance Blog if you would like to know about why and how I started my blog.
I graduated from college after 2.5 years with two business degrees, honors, and around $15,000 worth of debt. With my MBA included, I have around $38,000 altogether. I do not regret my debt at all. When I graduated, I had around 5 or 6 job offers and I was able to take the one I wanted. I love my job and I wouldn’t have gotten my job without a degree (a degree is required for what I do for licensing and certifications).
I have no credit card debt, and I never have. I do have credit cards, but I pay my balances completely off every month. The thought of credit card debt scares me honestly. I do love the rewards that I get from them, and that is the main reason why I have them.
My father passed away in 2008, after around a 6 month battle with brain and lung cancer. I was definitely a daddy’s girl and it still hurts to this day. If anyone has anything they’d like to share with me regarding a family member/loss, my ears are open. Just contact me please, and don’t be afraid, many others have already shared their stories with me.
We bought our first house in 2009 (while still in college, read more about how I bought a house at the age of 20). I live with my significant other (together for 7 years) and our two fur-babies. I hope that sometime soon I will be able to travel all over the world, but first I need to start saving money. We constantly think about retiring young and traveling, but we need to win the lottery (hey we can all dream right?)
I really enjoy reading finance and life articles/blogs and I also enjoying reading the comments and discussions that other people have. I hope to use this blog to educate and inform others and myself about finance, frugality, saving and the like.