Some months I don’t make any income for a few weeks, and then it all comes in at the end of the month.
Other times, all of my income comes in one week and the other 3 weeks almost feel like a complete loss. This is usually because work can vary from week to week, and also because sometimes clients have a 45 day or 60 day wait before they can pay me for my services. As a freelancer, weeks where I don’t get paid much almost feel like everything is just going downhill, even though I know it’s not.
It’s really difficult to get out of that mindset.
There are also several parts that going into online freelancing that I have to include in my budget, such as having an emergency fund, paying for my own health insurance, saving for retirement, paying my own taxes, and so on.
Head on over to Diversified Finances to read further.