The last credit card I applied for was the Barclaycard Arrival Plus™ World Elite MasterCard®. I currently have a few other credit cards (you can read the articles How I Plan on Getting $2,500 in Airfare to Las Vegas for CHEAP and Are Rewards/Bonus Credit Cards Right For You?) as well.
I plan on using this new credit card for most of our wedding expenses and also for our normal day-to-day expenses.
I’m hoping to earn enough points to pay for our next vacation, or at least a part of it.
We still have a lot of wedding expenses left, so I know we will be able to reach the $3,000 limit with the Barclays credit card with no problem.
If you sign up for the Barclaycard MasterCard, you can enjoy 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days.
This is enough to redeem for a $400 travel statement credit just by using the Barclaycard MasterCard. Then you will also receive an extra $40 due to the 10% miles back (as described further below), which gives you a total of $440 for travel.
That’s a lot of free money for travel just by using the Barclays credit card.
$3,000 might seem like a lot, but if you have a lot of expenses coming up, then it can be easy to get there.
Also, even if you don’t have any large expenses coming up, you may even be able to reach the $3,000 amount with your normal expenses. With gas expenses, car maintenance, food, entertainment, travel expenses, and so on, you might be able to easily reach that $3,000 mark.
Warning: Please keep in mind that you shouldn’t spend extra just to reach that $3,000 mark, because you should not put yourself into credit card debt when you don’t need to. The bonuses are not worth it if you end up having to pay interest charges.
Here are other features of the Barclaycard Arrival Plus™ World Elite MasterCard®.
With the Barclaycard Arrival Plus™ World Elite MasterCard®, you will earn 2 times the miles on all purchases.
This makes earning rewards much easier.
You will earn 2X the miles every time you go to a restaurant, get gas, pay your bills, travel, and more. There’s also no limit to the amount of miles that you can earn. Some other credit cards place a limit, whereas the Barclaycard MasterCard does not.
You will also receive a 0% introductory APR on purchases and balance transfers for the first 12 months after opening your account. After the 12 months are over, you will have a variable APR, currently 14.99% or 18.99%.
Another great benefit is that you will receive a complimentary online FICO® Score access for Barclaycard Arrival World MasterCard members.
You can also redeem your miles easily with the Barclaycard Arrival Plus™ World Elite MasterCard®:
- You can fly any airline, any time with no blackout dates or seat restrictions with the Barclays MasterCard.
- You can redeem for all types of travel rewards – flights, resorts, hotels, cruises, trains and car rentals with the Barclays MasterCard.
- You receive 10% miles back when you redeem for travel statement credits (i.e. redeem 30,000 miles for travel and get 3,000 miles back) with the Barclays Arrival.
- There are no foreign transaction fees. If you frequently travel out of the country, then this is very valuable! There is no need to pay foreign transaction fees anymore if you get the Barclays MasterCard credit card.
- You will also receive a Complimentary TripIt© Pro mobile travel organizer subscription (a $49 annual value).
The real only negative I see about the Barclaycard Arrival Plus™ World Elite MasterCard® is that the annual fee is $89, but this is waived the first year. Most credit cards with a good reward system have an annual fee though. There is also another Barclaycard credit card (as described below) that has no annual fee. That’s what’s great about this Barclaycard review, I’m going to mention both the Barclays MasterCard that has a fee and the Barclays MasterCard with no fee.
There is also an interest rate as well (14.99% or 18.99%) with the Barclays credit card, but like I’ve said before – please don’t get a credit card if you can’t pay your balance off each month. If you pay your balance off each month, then you won’t have to pay an interest rate.
Barclaycard Arrival™ World MasterCard® – No Annual Fee
If you decide that you don’t want to pay an annual fee, then have no fear! There is also a Barclaycard Arrival World MasterCard where you earn 1X the points, and it has no annual fee. If you sign up for the No Annual Fee Barclaycard Arrival™ World MasterCard®, you can enjoy 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days. This is enough to redeem for a $200 travel statement credit. Click here to apply for the No Annual Fee Barclaycard Arrival World MasterCard.
Do you have the Barclaycard Arrival World MasterCard?
What do you think of rewards cards such as the Barclays credit card?