Here is the Carnival of Financial Planning. You can submit articles at Blogger Carnivals.
BUDGETING AND ECONOMICS
Robert @ The College Investor writes Carnival of Financial Planning – Before applying for a student credit card, there are of course some things to consider when finding the right card for you. Here are some of the basics to look out for
Robert @ Kids Ain’t Cheap writes Handling Allowance With My Daughter – The importance of giving allowance to children.
Passive Income Earner @ The Passive Income Earner writes Dividend Stock Analysis: Thomson Reuters Corporation (TRI) – Latest dividend stock analysis of TRI – Thomson Reuters.
Penny Thots @ Penny Thots writes 5 Tips to Prepare Your Car for Winter – Take the time now to prepare your car for winter weather. Best case scenario, you will have wasted an hour of you time prepping for winter. Worst case scenario, you will be prepared for whatever Mother Nature brings.
Lynn @ Wallet Blog writes How to Adjust Your Student Loan: Income Based Repayment (IBR) Plans – Circumstance force you to seek other repayment options? Here’s one way to repay your student loan without losing your shirt.
CAREER AND INCOME
FMF @ Free Money Finance writes Reasons Why You Should Not Engineer Your Own Layoff – You shouldn’t give up your day job if: You think being an entrepreneur is easy. You have no savings. You have no experience. You have no plans for what to do next. You think getting rich is easy. You live in your mom’s basement. You are still under a mountain of debt. You don’t want to die alone. You underestimate the cost of taxes and don’t understand accounting.
Robert @ Entrepreneurship Life writes How Productive Are You – Here are some ways to be more productive without becoming a procrastinator, and tips that will help your colleagues and team appreciate your productivity more.
Don @ MoneySmartGuides writes Emergency Fund Basics – An emergency fund is the term given to your Savings Account that acts as a resource to provide you with income during emergencies.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW PAYDAY LOANS MAKE LENDERS RICH AND BORROWERS POOR – In modern society, loans are easily available for almost every whim and desire. Just pick up your credit card, charge it, and pay the balance off at your leisure. The range of borrowing options ranges from short term payday loans to 40 year home mortgages. Few citizens avoid debt.
DEBT AND CREDIT
Joe @ Midlife Finance writes Resolve Your Future in 2013 – It’s fun to make predictions for the coming year. The only problem: once they’re in print, you’ll have to face it in January of the next year. Maybe you were right, maybe you weren’t.
A Blinkin @ Funancials writes What Kind of Returns Can I Expect When Planning for Retirement? – Moving forward, I would estimate a modest 3-4 percent. Let’s say you are 25 years young making $50,000/year. In retirement, you will need to replace 75 percent of your income. You expect 3 percent inflation. How much will you need to save in order to retire by 65 excluding Social Security?
Lance @ Money Life and More writes Bold Move By Discover – The Discover it™ Credit Card – Discover has made a bold but necessary move to position itself in the rewards credit card market. Discover decided to stop offering all of the credit cards they offered in 2012 and have switched to a single new card that easily beats every old credit card they offered. So what is this new Discover credit card and what makes it so awesome?
Gary @ Gajizmo writes What Is A Credit Union vs. A Bank – Not all banks are created equal. Determining whether you should open an account at a credit union versus a bank depends on your financial goals and needs. For different services, we recommend having an account at both, and here’s why!
Justin @ Young And Thrifty writes Paying Off Debt: The New Year’s Resolution You Need to Keep – Making New Year’s resolutions is a time honored January tradition. The problem is that by February most of those resolutions have been broken and completely abandoned. But there’s one New Year’s resolution that you need to keep, that you cannot afford to give up on – and that’s paying off debt.
INVESTING AND SAVING
Josh Thompson @ Becoming Your Own Bank writes Why I Love Life Insurance – Some of the reasons I love life insurance and why it has been such a fantastic investment…
Jason Hull @ Hull Financial Planning writes The Ultimate Guide to Managing Your Day to Day Finances – This post is a collection of the best in the web for a variety of topics, from getting out of debt, to the best credit card, to how to get healthy so you spend less on healthcare.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes 2012 Year-End Review – Current Asset Allocation and Net Worth Growth – July-December 2012 – This post describes Jacob from My Personal Finance Journey’s net worth and asset allocation progress update in order to share how he approaches various financial issues that come at him throughout life so that you can use his learnings to assist you in your financial decision making, and to make him more accountable in sticking to his various financial goals that he set forth by periodically evaluating his status and making adjustments.
Suba @ Wealth Informatics writes Save $1000 in 30 days challenge – Who couldn’t use an extra $1000? Start the new year with an extra $1000. Here are 30 tips to save $1000 in 30 days, just a month. Spend less an 1 hr a day and save thousands of dollars.
Kyle @ The Penny Hoarder writes “I Need Money!” – 10 Ways to Make Money For Tomorrow’s Rent – If you’re having a tough week financially and need to find some cash fast, there are a few things you can do which won’t take a lot of time, and can be done for people you know, or even friends of friends.
Ted Jenkin @ Your Smart Money Moves writes Top Five Financial New Year’s Resolutions – It’s hard to imagine that another year has passed by so quickly.
Jester @ The Ultimate Juggle writes Final Decision On Fairness in Spending on Kids – Do you think about your fairness in spending on kids? I believe that you should, especially if your kids are great kids like mine!
Luke @ Learn Bonds writes How to avoid the #1 mistake made by bond fund investors – Many bond investors top priority is income, which leads them to place a heavy emphasis on a fund’s yield when making investment decisions.
Super Saver @ My Wealth Builder writes 2013 IRA Contribution Limit – For 2013, the IRA contribution limit has increased by $500
Aloysa @ My Broken Coin writes The Best Moments of My Broken Coin in 2012 – Check out – My Broken Coin’s – best moments this year
Eddie @ Finance Fox writes Lower Your Wireless Bill By Cutting Your Monthly Data Usage – I was able to conclude with today’s post on some tips and tricks to keep your monthly data usage in check and more importantly lower your wireless bill.
Tushar @ Finance TUBE writes How to Resist the Urge to Spend? – Today we will be talking about how to resist the urge to spend? At the core of all personal finances advice is this one fundamental principal. You have to resist the urge of spend as much as you want.
Jen @ Master the Art of Saving writes Potential Savings Goal: A Second Car – Living so far out has isolated me from the world and is driving me nuts. I need want NEED a car or I am going to die…seriously.
Tushar @ Earn More and Save writes What Are Your New Year’s Resolutions? – Learn how to make realistic New Year’s resolutions for 2013 – and actually keep them!
Pete @ Intelligent Speculator writes Passive Income: P2P Lending – Have you looked into P2P lending at all?
Michael @ Financial Ramblings writes Traditional + Roth = Tax Diversification – While most personal finance gurus lean heavily toward Roth accounts, having a healthy mix of both traditional and Roth retirement funds can help you to minimize the taxes that you pay over the course of your life.
MR @ Money Reasons writes Financial Thoughts Spinning in my Head – Here I’m sharing my current financial thoughts, everything from kids, wealth accumulation and the desire to still have a enjoyable year by spending.
Crystal @ Budgeting in the Fun Stuff writes Blog Goals for 2013 – I’ve covered my main goals for 2013, but I figured you all may be more interested to know what I have in mind for BFS. I just want to reach out more.
Maria @ The Money Principle writes About goals, priorities and general orientation: my words for the year – Instead of setting priorities and goals in January I decided on two words to orient my effort. These are my words for the year and a report on how it worked out.
Tushar @ Start Investing Money writes Using Foreign Stock Brokers – If you want to start investing in the stock market, you have two options open to you. You’ve either got to go it alone and make your own investments, or find a broker to do it for you.
RISK MANAGEMENT AND INSURANCE
Jeff Rose @ Good Financial Cents writes How to Detect and Report Financial Elder Abuse – One of the sad truths about our society is that there are those who financially prey on others. Among the most tragic of cases are those involving the financial abuse of the elderly.
John @ Card Hub Blog writes Ask the Experts: Congress Told Us to Blow the Whistle, But Are We Listening? – Whistleblowing – is it protecting our wealth or is it a way to wealth? Could it be both?
REAL ESTATE AND PROPERTY
Jason @ Work Save Live writes 5 Things to Consider When Creating a Will – Being a legal declaration, a will is typically made for making dispositions of property to take effect on or after a person’s death. A will is a personalized legal document and can be made for appointing those that one wishes to manage any part of their estate. Specific protocols exist for drafting a will, specific to a country, state, and province and similar areas.
Jennifer Lynn @ Broke-Ass Mommy writes The library, not just a sanctuary for books. – Read my take on the library, and let me say that it’s now just a sanctuary for books!
RETIREMENT AND TAXATION
Jon @ Novel Investor writes Your Official 2013 Federal Income Tax Brackets – The 2013 federal income tax brackets were finalized on the first day of the new year. The tax tables are for the 2013 tax year, with taxes due April 2014.
Super Saver @ My Wealth Builder writes No More Adoption Tax Credit – The fiscal cliff deal has allowed the adoption tax credit for which we qualified to expire in 2012. In 2013, a reduced adoption tax credit will only apply to special needs children.
SBB @ Simple Budget Blog writes Carnival of Retirement – Read these incredible articles in this week’s edition of Carnival of Retirement
MMD @ My Money Design writes The 403b vs 401k – How Are They the Same? How Are They Different? – Even though we have both types of plans, I didn’t always know what the differences between the 403b vs 401k. Here is what I found out about each one.