Justin@TheFrugalPath @ The Frugal Path writes Co-signing: A Path Best Avoided – There are many things to consider when you are asked to co-sign a loan. How much strain will it put a strain on a relationship. Can you afford to pay the loan yourself?
Roger Wohlner @ The Chicago Financial Planner writes 5 Timeless 401(k) Investing Tips – Your 401(k) can be a great retirement savings vehicle. Like any other investment, it does take work to ensure that your savings are working hard for your retirement.
Jeremy @ Modest Money writes Grocery Shopping Savings Made Simple – One financial topic covered on virtually every personal finance blog is how to save money at the grocery store. That makes complete sense since it is where we spent a good chunk of our money each month.
Kurt Fischer @ Money Counselor writes Credit Report Reminder – You probably know you can get annually a free credit report. But did you know that actually you can—and should—get THREE free credit reports each year?
James Petzke @ This Is Common Cents writes Couponing: The Time Consuming Way to Increase Your Spending – Coupons can only get you deals on processed crap food, not good, whole, healthy ingredients.
Darwin @ Darwin’s Money writes The Cost of Lice: A Financial Evaluation from Recent Experience – While the topic’s nasty, the costs are real…LICE! Here’s what a recent bout of being “exposed” to a lice house cost us.
Michael @ Financial Ramblings writes Time-Shift Your Spending to Maximize Credit Card Rewards – With many credit card issuers offering rotating reward categories, a bit of clever timing can help you maximize your rewards.
Rohit @ The Money Mail writes Roth IRA Conversion – Converting to a Roth IRA is a very easy and simple process. This article provides an overview of the Roth IRA conversion rules and process. If you ar looking to convert your Traditional IRA or 401K account to a Roth IRA, read on.
James @ Free in Ten Years writes Book review: Your Money or Your Life – Your Money or Your Life changed my life financially and is on the way to changing my life completely by allowing me to reach financial independence faster than I thought was possible.
Andrew @ 101 Centavos writes “Quick, Help Me Find a Career” – New college graduates may not be “entitled” to a career, but there are plenty of “jobs” around. Just a matter of looking.
Lance @ Money Life and More writes 5 Affordable Home Makeover Project Ideas – We knew when we bought our townhouse that it needed a home makeover because it was stuck in the time period it was built in, the 80′s. Nothing against the 80′s, but we wanted to update many items by giving ourselves a home makeover.
Dividend Growth Investor @ Dividend Growth Investor writes Why dividend investors should never touch principal? – I recently read an article from Forbes about generating income in retirement. While I disagree with the portfolio constructed by the editorial staff, what grabbed my attention was the following quote from Lord Greystoke in the movie “Tarzan”: “Someday, he says to the young man from the jungle, this will all be yours: Live off the income from the land, but don’t sell any of it.”
Mike @ The Financial Blogger writes My Evil Plan To Start The New Year With A Boom – What I’m going to do in 2013!
Div Guy @ The Dividend Guy Blog writes Transcanada Corp TRP Dividend Stock Analysis – Everything you could possibly want to know about this stock.
Pete @ Intelligent Speculator writes I Don’t Care About Special Dividends And Neither Should You – A look at special dividends.
Joe Cassandra @ 7Minute Entrepreneur writes Use Less Energy to Automate Yourself to Success More Efficiently – Psychology lesson on automating and mastering tasks to better succeed in negotiation, interviewing, and socializing.
Roger the Amateur Financier @ The Amateur Financier writes Three Things to Do Right Before a Baby’s Birth – A short guide to some of the things you need to do right before a baby is born into your family, from making a baby delivery bag to preparing for a week of food
Walt Valdemoro @ My Wealth Desire writes Motivational Words for Building Wealth and Inspirational Quotes about Money – Many wealthy people are big believers of different motivational words that make them inspired to keep building wealth. It is my ultimate desire to learn and practice making money without rendering too much of hard work. I am glad that I read many inspirational quotes that motivate me to keep building my fortune. I have faith in the lessons or teachings of various inspirational phrases and somehow can be a source of guidance or wisdom about finances or money.
Amanda L Grossman @ Frugal Confessions writes Sometimes it’s Not about Money: My Splurge on an Afternoon at Natural Hot Springs – I dropped my bags in my hotel room, took a quick glimpse in the mirror to check for post-flight acceptability, and immediately rented a car in downtown Denver.
Ted Jenkin @ Your Smart Money Moves writes What Is An Appropriate Holiday Tip To Give? – Thanksgiving is behind us and now it is on to the mad holiday dash that will include office Christmas parties, trips to the local mall, and lots of gift
Marvin @ Brick By Brick Investing writes How I Manage My 401k – A detailed description of how I use technical and fundamental analysis to manage my 401k.
FMF @ Free Money Finance writes Real Estate 101: The Lease – As such it is extremely important that you have a solid lease. This is not something you should just throw together. You should not go to an office store or the Internet and get a generic lease and simply use that. This is your one chance to protect your rights. Doing this carelessly could be a costly mistake.
Ashley @ Money Talks Coaching writes Living Beyond Rich – Did you know I’m in a book?! It’s called Living Beyond Rich and it launches today! Wohoo! I’m so excited.
Corey @ 20s Finances writes Investing in Real Estate vs. Stock Market – Retail investors often flock to two very different asset classes to reach their retirement goals. Each one has its own advantages.
The Happy Homeowner @ The Happy Homeowner writes 120 Holiday Gifts Under $20 – Struggling to balance your holiday shopping with your budget constraints? All of these gifts can be purchased for $20 or less! Have more than $20 to spend? Try combining a few of these together.
Jason @ Work Save Live writes US Bank FlexPerks(R) Travel Rewards Visa Signature(R) Card – Just weeks away from Christmas, we all know how expensive the holidays can be. Forget the presents, food, and décor… I am talking about the costly traveling to see our loved ones. After all, there is nothing that kills your Christmas buzz quite like spending hundreds or even thousands on flights and lodging to be near family for -the most wonderful time of the year-.
Bryan @ Gajizmo.com – PF writes Should I Pay Off My Mortgage Early? – There are certainly advantages and disadvantages to paying off your mortgage early. In this article, we describe the specific financial situations that warrant a family paying off their mortgage versus other circumstances where you would be better off keeping it.
Hank @ Money Q&A writes How To Evaluate The Return On Rental Property And Investment Real Estate – There are a few things that you need to consider when evaluating your options on the return on rental property and investment real estate. Here are a few things that you need to think about when investing.
CAPI @ Creating a Passive Income writes When to Not Be Passive with Passive Income – Passive income takes some time commitment at certain times. Find out when you should invest your time.
Wayne @ Young Family Finance writes How to Improve Your Family’s Finances – It’s been a while since I have written specifically about family finances. In the past year, my wife have made huge progress in our family’s financial situation. In the past year, both of us have received promotions/new jobs, increased our savings, invested more money, and also splurged a little.
Tushar @ Earn More and Save writes Peer to Peer Lending Versus CDs – Peer to peer lending and CDs – which is a better vehicle to invest your money?
Aloysa @ My Broken Coin writes Things I Learned About Myself in November – Last month I decided to explore a different realm of writing besides blogging, and I joined NaNoWrimo. I was writing a novel. In one month. Yeah, I know what you are thinking. During this one month I not only attempted to write a novel, I also did some self-analysis, self-exploration and self-beating.
Michelle @ The Shop My Closet Project writes What if money didn’t matter? – Read my take on if money did not matter! What do you think?
krantcents @ KrantCents writes Year-end Tax Planning Tips – Are you doing year-end tax planning? If not, be prepared to pay more in taxes! As a former Chief Financial Officer (CFO), I routinely did year-end tax planning for the companies I worked for. Along with our accounting firm, we took a proactive role in reducing our taxes.
TDB @ Tax Deduction Blog writes How to get the best tax advantage with HSA? – HSA provides all the advantages of a traditional IRA, including tax-deductible contributions and the best of Roth IRA, which is tax-free growth?
SFB @ Simple Finance Blog writes Who Should Pay For Bridesmaids’ Expenses? – Who pays for the expenses incurred by bridesmaids? It’s a question every bride-to-be has grappled with, and one that lacks a coherent answer.
Dan @ Darwin’s Money writes 10 Stocks Paying Special Dividends in 2012 to Avoid Fiscal Cliff – In an attempt to beat the clock, here are 10 Stocks Paying Special Dividends in 2012 to Avoid Fiscal Cliff. Investors can capture many of these dividends before year-end based on this list.
Greg @ Club Thrifty writes How Much Money is Enough? – You probably heard that the Powerball jackpot recently reached an estimated $550 million dollars. It got me thinking, “How much money is enough?”
Sustainable PF @ Sustainable Personal Finance writes 3 Tips for Reducing Consumerism the Holiday Season – I do enjoy the holiday season. I like the putting up the tree, and I enjoy spending time with family, and I like that winter is falling, and that I want to be
Daniel @ Sweating the Big Stuff writes Lending Club: One Year Later – It’s been a little over a year since I started investing in Lending Club. It looks like my performance has pretty good! Here’s what I’ve learned.
Marvin @ Brick By Brick Investing writes How A Single Person Should Live If They Want To Be Rich – A detailed letter that provides guidelines to a young fraternity brother on how to become rich.
Your Boss @ What Your Boss Really Thinks writes Ask Your Boss: How To Negotiate a Job Offer – how to negotiate a job offer, points of negotiating, salary negotiating, job interviews, boss’s point of view on salary negotiating.
Corey @ Steadfast Finances writes How Much Does College Really Cost? – College costs a lot more than just tuition. The cost of college also includes other fees associated with getting a college degree.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes YOU ARE ALREADY WEALTHY – Wealthy life is more than money. Count the ways you are rich (hint, not only money)
Mandy @ Money Master Mom @ http://moneymastermom.com writes What this Family of Five Spent in November 2012 – Curious how a family of five lives on $600 or less each week? This is it!
Eddie @ Finance Fox writes Tipping Etiquette a Touchy Subject For Patrons and Servers – I’ve written a few articles in the past about the tipping etiquette, how much to tip and in which cases to tip. Yet, tipping etiquette is different for everyone.
Derek Knight @ Freeat33 writes What Do You Mean I Cannot Return This? I Don`t Want a Store Credit! – Have you ever received a gift you didn`t want. Have you tried to return it but couldn`t without the receipt? Use this trick and get back your cash. Just don`t tell anyone I told you!
SBB @ Simple Budget Blog writes Spending Less Than You Earn – Spending less than you earn is one of the most basic things in the world. Everyone says that it is easy, but it’s much harder to actually carry out.
Jason @ Live Real Now writes How to Save Money on Anything – There is a little-known secret to saving money on almost anything. Try this strategy. I promise it works most of the time.
Tushar @ Start Investing Money writes Low Minimum Mutual Funds to Consider Investing In – I’ve researched a lot of mutual funds and I found these low minimum mutual funds to consider investing in.
Luke @ Learn Bonds writes Will Your Balanced Fund Protect You In The Next Bear Market? – Considering investing in a balanced fund? Here is the definition of what a balanced fund is, and some things you may want to consider before investing.
Ryan @ Early Retirement Investments writes Finding Ways to Increase Your Bottom Line – Here are the ways to increase your bottom line. See if you thought of these options.
TTMK @ Tie the Money Knot writes Eliminate Mortgage Debt as Quickly as Possible – Many people routinely take on 30-year mortgages, assigning themselves debt that lasts a big part of one’s life. Is this necessary, and shouldn’t we eliminate any debt as quickly as possible?
DPF @ Digital Personal Finance writes Five Ways Bloggers Can Use Fiverr to Outsource Tasks – When trying to make money online, it can often involve significant back end commitment of time. However, there are low cost ways to get some things done, sometimes with surprisingly good value for the money spent.
MR @ Money Reasons writes Using Paypal As A Simplified Bookkeeping System – I recently signed up for the PayPal credit card so I could used paypal as a simplified bookkeeping system for tax purposes.
Kyle @ The Penny Hoarder writes Moving Jobs? Take Your Retirement Fund with You – How many times have you changed jobs? Three, four, five, or more? Each time you change jobs, do you make sure to take your retirement with you? If you are young and only employed briefly, do you just pay the penalties and instead cash out the retirement and pocket the money? We live in a The post Moving Jobs? Take Your Retirement Fund with You appeared first on The Penny Hoarder.
Don @ MoneySmartGuides writes 5 More Ways To Prepare Your Home For The Winter – Here are 5 more ways in addition to the earlier ones on ways to prepare you home for the winter.
Invest It Wisely @ Invest It Wisely writes 3 Low Cost Ways to Grow Your Small Business – Thanks to the Internet and your own social skills, there are plenty of ways to grow your business that don’t cost a dime.
Maria @ The Money Principle writes Give Yourself the Spirit of Entrepreneurialism this Christmas – Entrepreneurialism needs variety of conditions and a tidy, pleasant working environment is one of them.
SavingMentor @ How To Save Money writes Netflix Canada Doesn’t Suck – About 2 years ago, shortly after Netflix was launched in Canada, my good blogging friend Simon from Sustainable Personal Finance proclaimed confidently to the world that Netflix in Canada Sucked after trying out the service for a short while. Conversely, I have been a subscriber to the service paying the $7.99 a month faithfully almost since the service launched.
Passive Income Earner @ The Passive Income Earner writes How To Rebalance a Stock Portfolio – Find out what you need to look out for when rebalancing a stock portfolio
Jon the Saver @ Free Money Wisdom writes Ideas for Inexpensive Christmas Gifts for Young Children – Christmas does not always have to be expensive. They won’t realize how much you spent on them. As long as they think it’s cool, you’re good!
Jennifer Lynn @ Broke-Ass Mommy writes A Mish-Mash of Goals – Read how I’m doing with my financial goals and really life goals too!
Beating Broke @ Beating Broke writes What Christmas Expectations Are You Setting for Your Children? – If you have small children, think carefully about what expectations you want to give your children. Yes, retailers would prefer that you shop ’til you drop and give your credit card a work out, but it doesn’t have to be that way. Here are what some people do who have chosen to have a different Christmas celebration than retailers would prefer you have:
Josh Thompson @ Becoming Your Own Bank writes Cash Value Life Insurance – Cash value life insurance may not be as bad as you think, in fact, it may be better than your current investments, or a great part of an overall investment portfolio.
A Blinkin @ Funancials writes How To Dominate The Dow – Who wants to spend all their time researching a company to truly understand whether or not it’s a good investment? Nobody! That’s why I’m bringing to you 3 -Easy Button- strategies to get the ridiculous returns you deserve!
Savvy Scot @ The Savvy Scot writes SALLTYE – Spend a LOT Less Than You Earn – A GREAT point from The Savvy Scot this week; SALLTYE – Spend A Lot Less Than You Earn.. And Here’s why
IMB @ Investing Money writes Should I Invest in Individual Stocks? – Everyone should consider investing in individual stocks. You need to consider the fees and risks involved in this strategy. find out if it is right for you.
Suba @ Broke Professionals writes Rearranging My Financial Priorities – A dumb decision in college kept me from catching the travel bug for more than a decade. Now, I’m rethinking my financial priorities.
Sicorra @ Tackling Our Debt writes Blog Planner – An Effective Way to Organize and Manage Your Blog – You are welcome to download your free copy of my 2013 Blog Planner and begin using it right away. This Blog Planner is divided up into multiple tabs to literally keep track of every aspect of blogging.
Jester @ The Ultimate Juggle writes Savings Account vs Money Market – If someone were to tell me a year ago that having a savings account could be a bad thing, I would have probably laughed in their face.
Everything Finance @ Everything Finance Blog writes 4 Frugal Gift Ideas for Acquaintances and Service Providers – There are people that help us all year long. Mechanics, babysitters, teachers, hair dressers, mailmen and garbage men all come to mind. While you appreciate their work, when it comes to the holiday season, determining what to give them can be tricky, especially if you don’t know them well.
Miss T. @ Prairie Eco Thrifter writes How to Drive Green and Save on Gas Mileage – To begin driving your car in a manner that saves fuel, you will need to make a few minor adjustments to your driving habits. Below you will find surefire ways to improve gas mileage.
Gary @ Gajizmo – PF writes Why You Should Always Carry Cash With You – We all worry about getting mugged with a handful of cash in our wallet, but there are plenty of good reasons you should always carry cash with you.
Daisy @ Add Vodka writes Giveaway: Apple iPad3 – Last week, we were in the mall Christmas shopping for our families and we walked by the Apple Store. It was, of course, chock full of Christmas shoppers. I dragged the boyfriend into the store to take a look at an Apple iPad3.
Debt Guru @ Debt Free Blog writes Budgeting for the Year – The year is almost coming to a close and that means a lot of things. Not only does it mean Holidays, vacation, time with family, but also the beginning of a new year. This is the time of the year that people start to go crazy with new years resolutions.
Evan @ My Journey to Millions writes After 5.5 Years I Sold My Home and I Don’t Think I Made Any Money – o despite the worst housing correction in a generation I sold the property for a price $298,000 (maximum asking was $304K plus capital improvements). So I made a quick 20%, right? Not a chance and that is what I am curious about calculating.
Crystal @ Budgeting in the Fun Stuff writes Were We Worried When Buying Our New House? Great Question! – A reader asked if our unstable income caused us to worry while we were having our new house built. Short answer, yes. But there is more to the story…
Little House @ Little House in the Valley writes And The Worst College Major Is – It’s becoming clearer that students must carefully select their major, analyze job prospects 4-5 years out, work out a cost/benefit analysis, and monitor their student loan debt. Crossing their fingers and hoping the economy remains stable might also help!
Justin @ My University Money writes Six Online Shopping Safety Tips – Many of us have become pretty comfortable shopping online. That’s good because it enables us to save money and it also shows that we’re embracing technological change. At the same time, that comfort level can also expose us to identity theft and security breaches that can do a lot of damage.
Young @ Young And Thrifty writes How a Savings Account Keeps You Out of Debt – Like Rodney Dangerfield, savings accounts don’t get any respect. In a world dominated by exchange traded funds, tax-sheltered retirement plans, and low interest credit cards, savings accounts are kind of dull.
Lazy Man @ Lazy Man and Money writes Financial Analysis of Moving from San Francisco to Boston – Last week, I mentioned that I’m moving from San Francisco to Boston and focused on the emotional change. With all that mamsy-pamsy junk out of the way, let’s dig into the mathy, financial fun side of the move.
ETZ25 @ Entertainment Timez writes Fun With Free Christmas Activities – These are the free christmas activities that I enjoy doing during this christmas year
PPlan @ Provident Plan writes Should you rent or buy your next home? – Buying a home is definitely a large investment. There are a lot of things that should be thought about, but what if renting your home is actually a better
Sean @ One Smart Dollar writes How to Answer the Top 10 Most Common Interview Questions – With unemployment rates at such high levels, employees need every advantage to better the other candidates. Here are answers for the top 10 most common interview questions
FMF @ Free Money Finance writes Are You Better Off than You Were Four Years Ago? – A big question in the presidential campaign a few weeks ago was “are you better off than you were four years ago?” Both sides had their points-of-view and tried to influence the electorate to their way of thinking, hoping it would lead to more votes.
Jeff Rose @ Good Financial Cents writes Reverse Mortgage Disadvantages – If your parents are retired or nearing retirement and concerned about their finances, they might float the idea of getting a reverse mortgage past you.
FMF @ Free Money Finance writes Real Estate 101: Financing – The number one roadblock preventing most people from expanding in real estate is access to capital. Real Estate is a capital intensive business. Everything in the business revolves around access to capital.
Investor Junkie @ Investor Junkie writes What Is a Margin Call? – Conservative investors generally avoid margin loans, and most investors will keep the loan balances at a level that’s well below 50% of the account value. Just as there’s great upside income potential from margin loans in rising markets, the ride down can be made much worse.
Robert @ The College Investor writes Does Reinvesting Dividends Matter? – Yes! The biggest case for reinvesting dividends is the power of compounding returns over time.
Mr. Money @ Smart on Money writes 5 Tips for a Successful Homemade Christmas – One way to reduce your costs during the holiday season is to go for a homemade Christmas. Not only can you save money, but you can also produce unique gifts that are personal for the recipient. Here are some tips for making your homemade Christmas a little more successful:
Jeremy @ Modest Money writes Credit Card Balance Transfers Can Be Your Friend – When we think of potential benefits of credit cards, the most obvious ones are the convenience and the rewards you can earn on purchases. The other big benefit that we should keep in mind is balance transfer options.
Robert @ My Multiple Income writes How I’m Developing My Affiliate Advertising Income – Last month was my best month ever for affiliate advertising income, and this month is going to beat that. However, I don’t claim to be an expert. I’ve only been doing this for a little while. As such, I wanted to briefly share with you how I’m developing my affiliate advertising, and what I’ve learned by failing at it for over 2 years.
J Wayne @ All Things Finance writes Chances That The US Will Plummit Off The Fiscal Cliff – The fiscal cliff is the most important economic and financial factor of 2012. Can Intrade predict the chances that we will plummet off of that cliff?
J.P. @ Novel Investor writes Tax Day 2013: Tax Deadlines For The 2012 Tax Year – With tax time right around the corner, it’s always good to have the important tax deadlines marked on your calendar before you plan your 2012 tax return.
John S @ Frugal Rules writes Why Rebalancing Your Portfolio is Like Buying a Carton of Eggs – Portfolios, much like eggs can be damaged for numerous reasons. You also want to make sure you have a well balanced portfolio, just like you want a well-balanced diet. Part of a balanced portfolio is rebalancing it annually to make sure you have the best allocation possible.
Matt @ Dividend Monk writes Accelerated Financial Freedom – An overview on how to halve the time it takes to become financially independent.
Marie at Family Money Values @ Family Money Values writes When I’m 64 – My 64th birthday was earlier this week. You may remember that the Beatles released a song about this way back in 1967 as part of their album Sgt. Pepper’s Lonely Hearts Club Band. Not many of us think about being 64, losing our hair, doing the garden, scrimping and saving to rent a cottage in the summer, dangling grandchildren on our knees – when we are just out of high school. I know I didn’t. When I looked at the older folks around me, my great aunts and uncles, teachers and grandpare
My Own Advisor @ My Own Advisor writes November 2012 Dividend Income Update – Find out where I’m at on my journey to earn $30,000 in tax-free and tax-efficient dividend income.
KK @ Student Debt Survivor writes Student Debt Denial – When I first got my student loan bill I was in a state of panic. Are you in student debt denial?
Carmen @ My Best Car Insurance 101 writes Find The Cheapest Car Insurance – The New Year is coming and we’re all going to be checking our budgets for the last year? Your insurance premiums will surely stand out and you’ll want to find a way to lower your rates while keeping the best coverage.
Michael Kitces @ Nerd’s Eye View writes The Emerging Next Generation Of Variable Annuities – An Asset Location Tool? – Historically, variable annuities have been relatively unfavorable because of their costs. But a new generation of annuities are emerging, with a new purpose – a low-cost, tax-deferral wrapper for tax-inefficient investments that can increase long-term investing wealth!
Carmen @ Best Car Insurance writes How Credit Scores Affect Car Insurance – Many consumers are not aware that insurance companies use credit scores in the underwriting process for car insurance coverage. See how your credit scores may be affecting your rates.
Deacon @ Well Kept Wallet writes How to Track Your Finances Online for Free – Do you want to get a handle on your finances? Have you ever thought about tracking your spending? It is amazing how fast money can disappear if we don’t have a plan. There are many different resources out there to help you manage your finances, however, there is one website that I use that has helped us to become debt-free (except the home).
Philip @ PT Money Personal Finance writes Year-End Tax Planning: Strategies and Tips for 2012 – 7 things you need to consider doing before the end of 2012 in order to decrease the amount of taxes you’ll have to pay.
Emily @ Evolving Personal Finance writes Who Paid for Your Wedding? – I share who paid for what for our wedding and in what proportion and ask how money affected the dynamics of planning your wedding.
Girl Meets Debt @ Girl Meets Debt writes Girl Meets Debt (No Longer in Financial Denial) – They say that the first step towards recovery is admitting you have a problem. It is actually very intimidating yet liberating at the same time to say (or write!) that I have a debt problem. I am ready to be proactive and tackle this debt on.