I won’t say the dollar amount (yes, I am embarrassed), but it was a ridiculous amount. With our work computers, we could check how much money each of the employees spent just at that one store alone, and one of the girl’s I worked with had a dollar amount of over $12,000 since she started working there.
According to data from the Bureau of Labor Statistics, the average person in the U.S. spends around $1,700 on clothing each year. Even this amount sounds like a lot to me.
Since I left that job, I have learned how to properly shop and budget for clothing. I don’t spend anywhere near the amount that I used to spend, and I don’t think I even spend $1,700 a year either.
Here is what you can do to lower your clothing spending expenses:
Wash your clothes correctly.
Washing and taking care of your clothes helps keep them in good condition for longer. Those tags on the inside of your clothes aren’t just for decoration, you should actually read and listen to them!
Wash dark clothing with darks, whites with whites, dry clean items when needed and so on. It doesn’t take too much extra effort, so stop being lazy.
When I say “buy quality,” I don’t mean that you have to spend $100 on a T-shirt.
It mainly just means that you should shop smart. Look at the tags before you buy clothing and see if they are using quality material. A good quality item should last you multiple washes, not just one or two.
If you want something trendy, buy it cheap.
If I know for a fact that I will only wear a clothing item once or twice, then I usually don’t spend a lot of money on it.
It’s just not worth it to me to spend $75, $100 or $200 on something worn once. If I want something trendy, I usually head to stores like Forever21.
Websites like RetailMeNot have saved me a lot of money. All I have to do is type in the company name plus “coupon” in an online search and usually several coupons will pop up. Takes about one minute and usually I save anywhere from $10 to $50.
Sell your old clothes.
If you have clothes that you no longer wear, sell them! You can then put this money towards future clothes so that it’s sort of like a revolving cycle.
A few weeks ago, I sold a bag of clothes for $75. It didn’t make me rich, but I put it back towards my clothing budget.
Only buy what you can afford.
If you can’t control your spending, then you probably shouldn’t bring a credit card with you. You might want to think about only bringing cash or a prepaid card with you.
The Emerald Prepaid Mastercard (if you want more info on the Emerald card, click here) can help you spend smartly because you can only spend what you have. With credit cards, many people come across the problem of overspending.
Below are more details on the H&R Block Emerald Prepaid MasterCard:
- The card works year-round and there are no fees to get the card.
- You can add money and avoid check cashing fees with Direct Deposit of your payroll, unemployment or government benefits.
- Emerald Cash Rewards gives you instant cash rewards offers at your favorite stores. All you have to do is shop with your Emerald card. There are no coupons to find or cut.
Today, I have the pleasure to partner with H&R Block to give away a $200 H&R Block gift card to one of my readers. H&R Block has asked me to help promote the Emerald Prepaid MasterCard. The prize was provided and will be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the U.S. only. No purchase necessary in order to win prize. Winner to be chosen at random via Random.org
Also, they have asked me to share clothing I’ve been loving lately – I don’t shop as much as I used to, but I still do a lot of online “window” shopping. My favorite online stores include LuLu’s, Spool72 and Modcloth. Below are some possible dresses I found that I LOVE (the below are all from Modcloth), and I also found some more outfits I like and I pinned them on my Pinterest board – to go along with the giveaway below
There are three possible ways to enter, and all you have to do is answer the questions below. You can do one, or all three.
- How much money do you spend on clothing each year?
- What’s your top clothing budget tip?
- How would you use the Emerald Card if you won?